More than 200 counties across the country will have five or more insurers, and only 10% of counties have just one insurer offering. In the 2018 plan year when enrollment was happening during the 2017 Senate push to repeal the law, fully 52% of counties only had one offering. What a difference a Democratic House made there.
At the same time, premiums have fallen in many parts of the country. You can check to see how your county compares on the interactive map at that KFF link. KFF found that “‘free’ ($0 premium) bronze plans are available in 84% of counties to the lowest-income subsidized Marketplace enrollees. Because insurers load additional costs onto silver plans, we also find that in 983 counties, gold premiums are lower than or comparable to the cost of silver plans.”
Once again, chances are very, very good that you’ll find a plan you can afford if you’re in the market. But be aware that the junk health plan purveyors are out in force this year again after Trump sabotage let them loose. Here’s a good rundown of the ways you can make sure you’re not getting scammed by an insurer that’s slipped into the open enrollment to snag unwitting customers.
If you need a plan, go to Healthcare.gov.